A mortgage is loan used to buy property, the property acts as security for the debt. Mortgages are usually the biggest, financial commitment most people make, so it’s important to get the right advice.


Insurance can supply a valuable protection to you and your family in the event of death, critical illness, accident, sickness or unemployment. Nobody wants to think any of these things will happen to them but if you are taking on a mortgage it’s essential you have given your full consideration to the options available to ensure that you and your loved ones can remain in your home no matter what life throws at you.

Equity Release

Equity release refers to a range of products letting you access the equity (cash) tied up in your home if you are aged over 55. This can often suit people who have a significant amount of equity, but don’t have enough money or income for their needs.