Life and Critical Illness Insurance
Life cover pays out a lump sum if you die or are diagnosed with a terminal illness, this can be arranged as a stand-alone policy or combined with critical illness cover. Critical illness cover pays out a tax-free lump sum on diagnosis of any one of a range of specified illnesses including certain cancers, heart attack, stroke, brain tumour and many more.
Life and critical illness policies can vary greatly between different providers in terms of the number of critical illnesses they cover and what other benefits they offer, this is why the cheapest premium may not be the best option.
Critical illness insurance costs vary greatly, and payments (also known as a premiums) depend on a few factors, including:
- Whether you smoke or have previously smoked
- Health (your current health, your weight, your family medical history)
- Job (some occupations carry a higher risk than others and might mean you have to pay more each month)
Critical illness insurance can be complicated, so it’s important to get the right advice before choosing a policy.
At Tarleton Mortgage Centre we offer a comprehensive range of insurance services, were not tied to any insurance provider, we compare different insurance companies and policies to obtain the best content of cover for the most competitive premium and advice you on which type of cover is right for you.
We have day time, evening and weekend appointments available, so you can arrange an appointment time that’s convenient for you. You can arrange your appointment by using our online diary, calling 01772 846147 or emailing us at email@example.com
IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.
THE POLICY MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. FOR DEFINITIONS PLEASE REFER TO THE KEY FEATURES AND POLICY DOCUMENT.